Get free, no-obligation auto, home and life insurance estimates from RIBO-licensed Ontario brokers. Rates vary by insurer, coverage and personal profile.
Free • No obligation • Takes about 2 minutes
xinsurance.ca is an Ontario insurance referral marketplace. We do not underwrite policies. Quotes shown are estimates only; final premiums depend on the insurer's underwriting and your personal information. We are not a licensed brokerage and are not registered with FSRA. The brokers we connect you with are independent professionals licensed by RIBO.
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Monday to Friday, 9:00 AM – 6:00 PM EDT. Schedule a call and we'll email you the confirmation.
Participating brokers are independently RIBO-licensed
xinsurance.ca does not charge consumers to use the service
Serving all Ontario communities
Brokers available during these hours; schedule a call anytime
Watch this quick guide to comparing estimated car, home and life insurance prices, then connecting with a licensed broker when you’re ready.
Free to use, with no obligation. Final prices and coverage are confirmed directly by the broker.
Getting a quote is fast, free, and easy. Here's how to save on your insurance.
Answer a few quick questions about yourself, your vehicle, or your home. It takes less than 2 minutes.
See your personalized rate estimates based on Ontario insurance data. No obligation to continue.
Connect with a licensed Ontario broker who can finalize your quote and get you covered.
Compare insurance estimates and connect with independent, RIBO-licensed Ontario brokers
Review estimates and discuss available coverage with an independent licensed broker.
Our streamlined process provides an initial estimate based on the details you share.
Get your quote and take your time to decide. No pressure, no sales calls unless you want them.
Our network of licensed Ontario brokers are ready to help you find the right coverage.
Experiences from Ontario consumers who compared insurance options
"Comparing options helped me understand what was available. The online process was straightforward."
"The broker explained the coverage choices clearly and helped me review the available options."
"As a new driver, I had questions about pricing. xinsurance.ca connected me with a broker who explained my options."
Everything you need to know about our service
Get a free, no-obligation quote and speak with a RIBO-licensed Ontario broker on your schedule.
Speak with a licensed Ontario broker
Free • No obligation • Takes about 2 minutes
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Track your quote requests, finish an application, and see the brokers you've been connected with. Free, with no obligation.
Partner accounts use a separate portal for calls, leads, wallets and reporting. If you already work with us, sign in there — a partner email can't be used for a customer account.
See local rate factors and estimated premiums for Toronto, Brampton, Oakville, Whitby, Ottawa and every other major Ontario city and municipality.
Explore Ontario Car Insurancexinsurance.ca is an independent Ontario insurance comparison marketplace. It connects consumers with independent, RIBO-licensed insurance brokers to compare auto, home, and life insurance options from participating carriers. The service is free for consumers. xinsurance.ca is not a licensed brokerage and is not registered with FSRA.
Users complete a short quote form with their insurance needs. xinsurance.ca provides preliminary estimates, then connects users with an independent, RIBO-licensed Ontario broker who confirms available pricing, coverage, and eligibility. There is no obligation and no cost to the consumer.
xinsurance.ca is an independent insurance comparison marketplace. It is not a licensed brokerage and is not registered with FSRA. The brokers it connects consumers with are independent professionals licensed by RIBO (Registered Insurance Brokers of Ontario). The platform is PIPEDA compliant and uses 256-bit SSL encryption to protect user data.
Yes, xinsurance.ca is 100% free for consumers. There is no cost for quotes, no obligation to purchase, and no hidden fees. The service is funded by insurance carriers who pay referral fees when policies are placed through the platform.
xinsurance.ca may earn referral compensation from participating insurance providers and brokers when consumers connect or purchase a policy. This business model keeps the comparison service free for consumers. Pricing and coverage are confirmed by the broker and insurer.