Calculators
Insurance Calculators
Get quick estimates for Ontario auto premiums, home replacement cost and life coverage needs. Then compare real quotes with licensed brokers.
Auto Premium Estimator
Estimated annual premium
$1,594
Estimates only. Actual quotes depend on vehicle, coverage limits, driving record and full underwriting.
Home Replacement Cost
Est. rebuild cost
$423,000
Est. annual premium
$1,481
Replacement cost is the amount to rebuild — usually different from purchase price or market value.
Life Coverage Needs
Recommended coverage
$1,370,000
Rule of thumb: 10× income + mortgage + $60k/child for education, less liquid assets.