Free cheatsheet · 2026 edition
Compare life insurance rates across 5 Canadian insurers — without calling anyone.
Review sample 2026 pricing by age group and learn how age can affect life insurance premiums.
XINSURANCE.CA
Canadian Life Insurance Pricing Cheatsheet
Age 30 M
$23.85/mo
Age 30 F
$18.20/mo
Age 40 M
$32.40/mo
Age 40 F
$25.10/mo
* Illustrative 20-year term samples for non-smokers. Actual pricing and eligibility vary.
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Here's everything you're getting
12 pages of real Canadian pricing data — the same numbers a broker sees when they run your quote — organized so you can find your rate in under a minute.
Side-by-side life insurance pricing from 5 major Canadian insurers
Illustrative monthly premium samples for ages 30, 40, 50 and 60
The lowest displayed sample in each comparison band highlighted for reference
How much waiting actually costs (in dollars, not slogans)
The 7 most expensive mistakes Canadians make
10 questions to ask before you sign anything
50+
Canadian carriers shopped
RIBO
Independent licensed brokers
2 min
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