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    xinsurance.ca
    Eastern Ontario · Population 1.02M

    Ottawa Insurance Quotes

    Compare auto, home & life insurance in Ottawa from independent RIBO-licensed Ontario brokers. Free, no-obligation quotes in about two minutes.

    Avg. auto premium
    $1,320
    Annual, Ottawa
    Avg. home premium
    $1,180
    Annual, detached
    Term life (30-yr, $500k)
    from $22/mo
    Non-smoker, healthy

    What drives Ottawa insurance rates

    • Ottawa auto rates run ~30% below Toronto thanks to lower collision frequency
    • Federal employee discounts are widely available through group programs
    • Ice-dam and freeze claims are the biggest home insurance factor
    Serving neighborhoods: Centretown, Kanata, Orléans, Nepean, Barrhaven.
    Postal prefixes: K1, K2.