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    xinsurance.ca
    Greater Toronto Area · Population 2.9M

    Toronto Insurance Quotes

    Compare auto, home & life insurance in Toronto from independent RIBO-licensed Ontario brokers. Free, no-obligation quotes in about two minutes.

    Avg. auto premium
    $1,875
    Annual, Toronto
    Avg. home premium
    $1,350
    Annual, detached
    Term life (30-yr, $500k)
    from $22/mo
    Non-smoker, healthy

    What drives Toronto insurance rates

    • Toronto drivers pay the highest auto premiums in Ontario due to traffic density and theft rates
    • Downtown condo insurance runs 20-30% below detached home coverage
    • Winter parking bans and comprehensive claims are top rate drivers
    Serving neighborhoods: Downtown, North York, Scarborough, Etobicoke, East York.
    Postal prefixes: M4, M5, M6.